Milestr Dashboard

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ongoing 32% Due: 2026-10-15

MFJ — Morsy + Henda — Form 4868 extended; $70k declared; HRBlock deliverable on Drive

nancy · 9/7/2026, 10:42:41 PM RECALIBRATION 2026-09-07 22:42: Morsy clarified — dest folder must reach parity with source US Tax 2025/. Full audit: source has 16 income docs (W-2s, 1099s, statements); dest has only Henda W-2 (00,797) + plumbing receipts. Added 14 missing initiatives covering every gap. Confirmed dashboard live at https://morsy-tax-2025-nancy.pages.dev/ (HTTP 200, 83KB, all 16 task IDs present).
nancy · 9/7/2026, 6:47:24 PM Dashboard built from 2025_Tax_Prep_Spreadsheet.csv + HRBlock_2025_Prep_Pack.md on Drive. 3 milestones (Gather / Build / File), 13 initiatives. 3 red blockers (Morsy W-2, Airbnb HOST Act, 3565 Market P&L) plus French FTC externally blocked. Form 4868 already filed 2026-04-05 → deadline Oct 15, 2026.

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ongoing 71% Due: 2026-09-30
- nancy · 9/13/2026, 11:19:09 PM Progress: 67% → 72%
- nancy · 9/13/2026, 11:04:03 PM Progress: 64% → 70%
- nancy · 9/13/2026, 11:03:52 PM 2026-09-13: Added Vonage 401(k) 1099-R — $41,237.18 gross distribution, code G direct rollover, $0 taxable. Report gross on 1040 Line 5a.
- nancy · 9/13/2026, 10:51:54 PM Progress: 63% → 65%
- nancy · 9/13/2026, 10:51:44 PM 2026-09-13: Uber and Lyft both $0 for 2025 (per Morsy). Closed I-uber-1099 and I-lyft-1099.
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  done 100% Due: 2026-09-15
  
  nancy · 9/13/2026, 11:53:51 AM IMPORTANT: Morsy had TWO employers in 2025. W-2 #1 = Vonage $260,772.89; W-2 #2 = RingCentral $48,530.25. Total wages = $309,303.14. Both must roll up to 1040 Line 1a. This means EARNED INCOME CREDIT (EIC) phase-outs may apply (AGI likely over phase-out).
  nancy · 9/13/2026, 11:36:34 AM W-2 Vonage 2025 OCR'd from PDF (scanned image). Employer VONAGE BUSINESS INC, EIN 77-0704688. Box 1 wages $260,772.89; Box 2 fed w/h $60,036.97; Box 3 SS wages $176,100; Box 4 SS tax $10,918.20; Box 5 Medicare wages $275,582.44; Box 6 Medicare tax $4,676.19; Box 12a nonqual plans $819.74; Box 14 CASDI $14,809.55. CA state wages $260,772.89; CA state income tax $19,416.75.
  nancy · 9/13/2026, 11:36:25 AM Status: done → done (Box 1 wages 60,772.89 | Box 2 fed w/h 0,036.97 | Box 3 SS wages 76,100 | Box 4 SS tax 0,918.20 | Box 5 Medicare wages 75,582.44 | Box 6 Medicare tax ,676.19 | Box 12a nonqual plans 19.74 | Box 14 CASDI 4,809.55 | EIN 77-0704688 | source: /Users/morsy/My Drive (morsy.cheikhrouhou@gmail.com)/priv/TresorPublic/us revenues 2025/W-2 Vonage 2025.pdf (OCR'd))
  nancy · 9/13/2026, 11:36:25 AM Box 1 wages 60,772.89 | Box 2 fed w/h 0,036.97 | Box 3 SS wages 76,100 | Box 4 SS tax 0,918.20 | Box 5 Medicare wages 75,582.44 | Box 6 Medicare tax ,676.19 | Box 12a nonqual plans 19.74 | Box 14 CASDI 4,809.55 | EIN 77-0704688 | source: /Users/morsy/My Drive (morsy.cheikhrouhou@gmail.com)/priv/TresorPublic/us revenues 2025/W-2 Vonage 2025.pdf (OCR'd)
  nancy · 9/13/2026, 11:36:11 AM Progress: 0% → 100%
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  done 100% Due: 2026-09-15
  
  nancy · 9/13/2026, 12:07:35 PM Progress: 100% → 100%
  nancy · 9/13/2026, 12:07:23 PM Status: ongoing → done (CLOSED 2026-09-13: property now rented LONG-TERM. No Airbnb/STR activity in 2025. HOST Act decision no longer applies. See I-rental-pl for new documentation list.)
  nancy · 9/13/2026, 12:07:23 PM CLOSED 2026-09-13: property now rented LONG-TERM. No Airbnb/STR activity in 2025. HOST Act decision no longer applies. See I-rental-pl for new documentation list.
  nancy · 9/7/2026, 6:47:23 PM Status: not_started → ongoing (Airbnb HOST Act: did you/Henda live at 3565 Market St in 2025? Days rented?)
  nancy · 9/7/2026, 6:47:23 PM Airbnb HOST Act: did you/Henda live at 3565 Market St in 2025? Days rented?
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  ongoing 95% Due: 2026-09-20
  
  nancy · 9/13/2026, 10:40:51 PM Progress: 90% → 95%
  nancy · 9/13/2026, 10:40:41 PM Status: ongoing → ongoing (3565 Market St 2025 expense total = $76,492.33 (excl depreciation). Net rental before depreciation = $16,208. **DEPRECIATION (Line 18) — 2026-09-13 CONFIRMED per Morsy to keep at IRS-filed basis:** - Placed in service: 09/2023 (per original 2023 Form 4562 page 60) - Depreciable basis: $168,700 (per IRS-filed return, NOT a typo — explicitly entered by HRB) - Method: 27.5-year residential rental, S/L, mid-month convention - 2023 Year 1 partial: $1,790 - 2024 Year 2: $6,134 - 2025 Year 3 (estimated): **$6,134** - Basis remaining after 2025: ~$154,643 **Net rental after depreciation (estimate): $10,074** Depreciation-Review-Request.docx sent to advisor for basis verification — but per Morsy 2026-09-13, no basis amendment will be pursued. Keep $6,134 for 2025 unless advisor recommends otherwise.)
  nancy · 9/13/2026, 10:40:41 PM 3565 Market St 2025 expense total = $76,492.33 (excl depreciation). Net rental before depreciation = $16,208. **DEPRECIATION (Line 18) — 2026-09-13 CONFIRMED per Morsy to keep at IRS-filed basis:** - Placed in service: 09/2023 (per original 2023 Form 4562 page 60) - Depreciable basis: $168,700 (per IRS-filed return, NOT a typo — explicitly entered by HRB) - Method: 27.5-year residential rental, S/L, mid-month convention - 2023 Year 1 partial: $1,790 - 2024 Year 2: $6,134 - 2025 Year 3 (estimated): **$6,134** - Basis remaining after 2025: ~$154,643 **Net rental after depreciation (estimate): $10,074** Depreciation-Review-Request.docx sent to advisor for basis verification — but per Morsy 2026-09-13, no basis amendment will be pursued. Keep $6,134 for 2025 unless advisor recommends otherwise.
  nancy · 9/13/2026, 10:34:17 PM 2026-09-13 NEW FINDING: Pulled original 2023 return Form 4562 for 3565 Market (page 60). Confirms: placed-in-service 09/2023, basis $168,700, 27.5yr S/L mid-month. The basis is INTENTIONALLY $168,700 — not a transcription error. Morsy confirmed property was STR ~90 days + long-term starting Oct 26 2024, full LTR 2025. Personal use days = 0 both 2023 and 2024 (per Sched E). Docx 'Depreciation-Review-Request.docx' sent to advisor; ask is to verify basis allocation.
  nancy · 9/13/2026, 10:29:17 PM 2026-09-13: Created Depreciation-Review-Request.docx for advisor. Key findings documented: (1) 2024 Form 4562 Line 22 = $6,134, (2) 2023 partial dep = $1,790 (49 days STR rental), (3) implies placed-in-service September 2023, (4) implied basis = $168,701, (5) assessed value $1,953,124 suggests basis is ~8x too low. All other Schedule E items verified and locked. Awaiting advisor decision: accept $6,134 or amend returns.
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  done 100% Due: 2026-09-22
  
  nancy · 9/13/2026, 11:58:56 PM Status: not_started → done (2026-09-14 per Morsy: no major clients in 2025, only 00 income from diverse operations; no 1099-NEC expected.)
  nancy · 9/13/2026, 11:58:56 PM 2026-09-14 per Morsy: no major clients in 2025, only 00 income from diverse operations; no 1099-NEC expected.
  nancy · 9/7/2026, 6:47:14 PM Task created
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  done 100% Due: 2026-09-25
  
  nancy · 9/13/2026, 9:06:56 PM Progress: 100% → 100%
  nancy · 9/13/2026, 9:06:45 PM Status: not_started → done (2026-09-13 CONFIRMED per Morsy: - Loan ...8055 = FIRST MORTGAGE on 3565 Market St | Box 1 = $48,718.54 (deductible on Schedule E Line 12) - Loan ...0184 = HELOC on 3565 Market St | Box 1 = $17,643.48 (EXCLUDED per Morsy) Source: 2 FirstTech 1098 PDFs in /us revenues 2025/3565 Market St expenses 2025/. Both files moved into subfolder with descriptive names.)
  nancy · 9/13/2026, 9:06:45 PM 2026-09-13 CONFIRMED per Morsy: - Loan ...8055 = FIRST MORTGAGE on 3565 Market St | Box 1 = $48,718.54 (deductible on Schedule E Line 12) - Loan ...0184 = HELOC on 3565 Market St | Box 1 = $17,643.48 (EXCLUDED per Morsy) Source: 2 FirstTech 1098 PDFs in /us revenues 2025/3565 Market St expenses 2025/. Both files moved into subfolder with descriptive names.
  nancy · 9/7/2026, 6:47:14 PM Task created
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  not started 0% Due: 2026-09-25
  
  nancy · 9/7/2026, 6:47:14 PM Task created
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  done 100% Due: 2026-09-15
  
  nancy · 9/13/2026, 12:07:59 PM Progress: 100% → 100%
  nancy · 9/13/2026, 12:07:49 PM Status: ongoing → done (CLOSED 2026-09-13: no Airbnb STR activity in 2025 per Morsy. Verify with Airbnb host dashboard that no 2025 reservations/payouts occurred; if any were issued, would need to verify amount and update.)
  nancy · 9/13/2026, 12:07:49 PM CLOSED 2026-09-13: no Airbnb STR activity in 2025 per Morsy. Verify with Airbnb host dashboard that no 2025 reservations/payouts occurred; if any were issued, would need to verify amount and update.
  nancy · 9/7/2026, 10:39:05 PM Status: not_started → ongoing (Pulled ~9K on 2024 — need 2025 statement from Airbnb dashboard)
  nancy · 9/7/2026, 10:39:05 PM Pulled ~9K on 2024 — need 2025 statement from Airbnb dashboard
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  done 100% Due: 2026-09-15
  
  nancy · 9/13/2026, 10:51:14 PM Progress: 100% → 100%
  nancy · 9/13/2026, 10:51:04 PM Status: ongoing → done (2026-09-13 per Morsy: $0 Uber activity in 2025. No 1099-K required, no Schedule C reporting needed for Uber.)
  nancy · 9/13/2026, 10:51:04 PM 2026-09-13 per Morsy: $0 Uber activity in 2025. No 1099-K required, no Schedule C reporting needed for Uber.
  nancy · 9/7/2026, 10:39:14 PM Status: not_started → ongoing (Uber 2024 = ; if not driving in 2025 → confirm zero with statement)
  nancy · 9/7/2026, 10:39:14 PM Uber 2024 = ; if not driving in 2025 → confirm zero with statement
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  done 100% Due: 2026-09-15
  
  nancy · 9/13/2026, 10:51:35 PM Progress: 100% → 100%
  nancy · 9/13/2026, 10:51:23 PM Status: ongoing → done (2026-09-13 per Morsy: $0 Lyft activity in 2025. No 1099-K required, no Schedule C reporting needed for Lyft.)
  nancy · 9/13/2026, 10:51:23 PM 2026-09-13 per Morsy: $0 Lyft activity in 2025. No 1099-K required, no Schedule C reporting needed for Lyft.
  nancy · 9/7/2026, 10:39:24 PM Status: not_started → ongoing (Lyft 2024 = ; if not driving in 2025 → confirm zero with statement)
  nancy · 9/7/2026, 10:39:24 PM Lyft 2024 = ; if not driving in 2025 → confirm zero with statement
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  done 100% Due: 2026-09-15
  
  nancy · 9/13/2026, 11:53:40 AM File 600120.pdf = Vonage 1095-C 2025 Morsy CORRECTED. EIN 77-0704688, 101 Crawfords Corner Road, Holmdel NJ 07733. Coverage codes: 1A Jan-Aug, 1H Sept-Dec. Employee only, no dependents listed. CORRECTED box is checked. Filing copy is for recordkeeping only — not attached to 1040.
  nancy · 9/13/2026, 11:51:37 AM Status: done → done (Vonage 1095-C 2025 for Morsy — CORRECTED form (box checked). EIN 77-0704688. Coverage code 1A Jan–Aug, 1H Sept–Dec (post-correction). Source: /Users/morsy/My Drive.../Vonage 1095-C 2025 Morsy CORRECTED.pdf (OCR'd).)
  nancy · 9/13/2026, 11:51:37 AM Vonage 1095-C 2025 for Morsy — CORRECTED form (box checked). EIN 77-0704688. Coverage code 1A Jan–Aug, 1H Sept–Dec (post-correction). Source: /Users/morsy/My Drive.../Vonage 1095-C 2025 Morsy CORRECTED.pdf (OCR'd).
  nancy · 9/13/2026, 11:38:06 AM Status: done → done (Vonage 1095-C for Morsy 2025 — NOT yet located in /Users/morsy/My Drive.../us revenues 2025/. Vonage typically mails 1095-C by March; check email/mail. EIN 77-0704688.)
  nancy · 9/13/2026, 11:38:06 AM Vonage 1095-C for Morsy 2025 — NOT yet located in /Users/morsy/My Drive.../us revenues 2025/. Vonage typically mails 1095-C by March; check email/mail. EIN 77-0704688.
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  ongoing 0% Due: 2026-09-15
  
  nancy · 9/7/2026, 10:39:44 PM Status: not_started → ongoing (2025 W-2 from OFA — likely arrives Jan 2026)
  nancy · 9/7/2026, 10:39:44 PM 2025 W-2 from OFA — likely arrives Jan 2026
  nancy · 9/7/2026, 10:37:09 PM Task created
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  ongoing 90% Due: 2026-09-22
  
  nancy · 9/13/2026, 11:18:54 PM Need from Morsy: any 2025 Specialized EMTB expenses to deduct against the $300? Otherwise net profit = $300.
  nancy · 9/13/2026, 11:18:44 PM Progress: 100% → 90%
  nancy · 9/13/2026, 11:18:34 PM Status: ongoing → done (2026-09-13 per Morsy: Specialized EMTB had NO major clients in 2025. Only $300 income from diverse small operations. Schedule C net = approximately $300 minus minor expenses (TBD — confirm expense total).)
  nancy · 9/13/2026, 11:18:34 PM 2026-09-13 per Morsy: Specialized EMTB had NO major clients in 2025. Only $300 income from diverse small operations. Schedule C net = approximately $300 minus minor expenses (TBD — confirm expense total).
  nancy · 9/13/2026, 11:17:28 PM 2026-09-13: NO 2025 1099-NEC for Specialized EMTB LLC (EIN 93-3083567) found in Drive folders (US Tax 2025/, USTax2024/) or Gmail inbox (morsy.cheikhrouhou@gmail.com). RCSX inbox shows only IBC event invites + Northwest Registered Agent filings. Specialized EMTB had $21,308 gross receipts in 2023 ($21,852 reported to FreshBooks) and $21,308 in 2024 ($15,556 net profit). NAICS 54160 consulting. Awaiting Morsy confirmation: (a) clients Argoid/Harmonic had 2025 activity?, (b) 1099-NECs sent?, (c) business still operating? Possible outcomes: net profit (Sch C Line 31 → Sch 1 Line 3 → SE tax) OR $0 if business wound down 2025.
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  ongoing 0% Due: 2026-09-25
  
  nancy · 9/7/2026, 10:40:02 PM Status: not_started → ongoing (Fidelity/NFS — need 2025 statement + 1099-INT/DIV/B)
  nancy · 9/7/2026, 10:40:02 PM Fidelity/NFS — need 2025 statement + 1099-INT/DIV/B
  nancy · 9/7/2026, 10:37:29 PM Task created
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  ongoing 0% Due: 2026-09-25
  
  nancy · 9/7/2026, 10:40:12 PM Status: not_started → ongoing (BMO — 2024 had no 1099 forms, just statements; expect same 2025)
  nancy · 9/7/2026, 10:40:12 PM BMO — 2024 had no 1099 forms, just statements; expect same 2025
  nancy · 9/7/2026, 10:37:40 PM Task created
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  done 100% Due: 2026-09-20
  
  nancy · 9/13/2026, 10:41:19 PM Status: done → done (Confirmed 2026-09-13 — 2 installments paid in 2025 totaling $23,811.40 (FY 24-25 2nd + FY 25-26 1st). Source: SF property tax bills in /3565 Market St expenses 2025/ subfolder. Closing as done.)
  nancy · 9/13/2026, 10:41:19 PM Confirmed 2026-09-13 — 2 installments paid in 2025 totaling $23,811.40 (FY 24-25 2nd + FY 25-26 1st). Source: SF property tax bills in /3565 Market St expenses 2025/ subfolder. Closing as done.
  nancy · 9/13/2026, 9:13:46 PM Status: done → done (2026-09-13: 2 SF property tax bills confirmed — FY 2024-25 (2nd installment $11,717.93 due 04/10/2025) + FY 2025-26 (1st installment $12,093.47 due 12/10/2025). Both paid in 2025 = $23,811.40 deductible on Schedule E Line 16. Source PDFs moved to subfolder.)
  nancy · 9/13/2026, 9:13:46 PM 2026-09-13: 2 SF property tax bills confirmed — FY 2024-25 (2nd installment $11,717.93 due 04/10/2025) + FY 2025-26 (1st installment $12,093.47 due 12/10/2025). Both paid in 2025 = $23,811.40 deductible on Schedule E Line 16. Source PDFs moved to subfolder.
  nancy · 9/13/2026, 9:13:31 PM Progress: 0% → 100%
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  done 100% Due: 2026-09-25
  
  nancy · 9/13/2026, 9:07:18 PM Status: done → done (Same as I-1098 — closed in tandem.)
  nancy · 9/13/2026, 9:07:18 PM Same as I-1098 — closed in tandem.
  nancy · 9/13/2026, 9:07:08 PM Progress: 0% → 100%
  nancy · 9/7/2026, 10:40:30 PM Status: not_started → ongoing (FirstTech 1098 — typically arrives Jan 2026)
  nancy · 9/7/2026, 10:40:30 PM FirstTech 1098 — typically arrives Jan 2026
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  ongoing 0% Due: 2026-09-25
  
  nancy · 9/7/2026, 10:40:40 PM Status: not_started → ongoing (Check if HELOC still active in 2025)
  nancy · 9/7/2026, 10:40:40 PM Check if HELOC still active in 2025
  nancy · 9/7/2026, 10:38:07 PM Task created
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  done 100% Due: 2026-09-20
  
  nancy · 9/13/2026, 9:07:39 PM Status: done → done (2026-09-13: AHS payment history PDFs found in /us revenues 2025/ — 2025 total = $1,141.88 (12 plan installments Jan-Dec + service fees net of refund). Moved to subfolder. Schedule E Line 9.)
  nancy · 9/13/2026, 9:07:39 PM 2026-09-13: AHS payment history PDFs found in /us revenues 2025/ — 2025 total = $1,141.88 (12 plan installments Jan-Dec + service fees net of refund). Moved to subfolder. Schedule E Line 9.
  nancy · 9/13/2026, 9:07:29 PM Progress: 0% → 100%
  nancy · 9/7/2026, 10:40:49 PM Status: not_started → ongoing (The 2024 receipt is on Drive; need 2025 payment receipts)
  nancy · 9/7/2026, 10:40:49 PM The 2024 receipt is on Drive; need 2025 payment receipts
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  done 100% Due: 2026-09-25
  
  nancy · 9/13/2026, 6:07:26 PM Progress: 100% → 100%
  nancy · 9/13/2026, 6:07:16 PM Status: ongoing → done (CLOSED 2026-09-13: per Morsy — tenant (Patrick Colville) pays all utilities directly (PG&E, SFPUC, garbage). Owner does NOT pay. Schedule E Line 17 (utilities) = $0 for 2025. Only mortgage interest (1098), property tax, insurance, repairs, depreciation, etc. matter for owner.)
  nancy · 9/13/2026, 6:07:16 PM CLOSED 2026-09-13: per Morsy — tenant (Patrick Colville) pays all utilities directly (PG&E, SFPUC, garbage). Owner does NOT pay. Schedule E Line 17 (utilities) = $0 for 2025. Only mortgage interest (1098), property tax, insurance, repairs, depreciation, etc. matter for owner.
  nancy · 9/7/2026, 10:40:58 PM Status: not_started → ongoing (PGE + SFPUC — pull 2025 statements for Sched E utilities line)
  nancy · 9/7/2026, 10:40:58 PM PGE + SFPUC — pull 2025 statements for Sched E utilities line
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  ongoing 0% Due: 2026-09-20
  
  nancy · 9/7/2026, 10:41:07 PM Status: not_started → ongoing (Need .xlsx/.gsheet analog to 2024 source: US Tax 09_2025 Itemized List)
  nancy · 9/7/2026, 10:41:07 PM Need .xlsx/.gsheet analog to 2024 source: US Tax 09_2025 Itemized List
  nancy · 9/7/2026, 10:38:36 PM Task created
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  ongoing 0% Due: 2026-10-12
  
  nancy · 9/7/2026, 10:41:16 PM Status: not_started → ongoing (Update account list from 2024 filing (FBAR FX25-00811179 accepted Oct 2025))
  nancy · 9/7/2026, 10:41:16 PM Update account list from 2024 filing (FBAR FX25-00811179 accepted Oct 2025)
  nancy · 9/7/2026, 10:38:45 PM Task created
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  done 100%
  
  nancy · 9/13/2026, 11:37:26 AM Status: done → done (Source: Henda Form 1095-C 2025.pdf. UC employer 94-3067788. Code 1A for all 12 months (offer of coverage). Self-only, no enrolled dependents. Form 1095-C is informational — not attached to return. Keep for records.)
  nancy · 9/13/2026, 11:37:26 AM Source: Henda Form 1095-C 2025.pdf. UC employer 94-3067788. Code 1A for all 12 months (offer of coverage). Self-only, no enrolled dependents. Form 1095-C is informational — not attached to return. Keep for records.
  nancy · 9/13/2026, 11:37:16 AM Progress: 0% → 100%
  nancy · 9/13/2026, 11:35:34 AM Task created
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  done 100%
  
  nancy · 9/13/2026, 11:37:05 AM Employer UNIVERSITY OF CALIFORNIA, EIN 94-3067788. All boxes confirmed via pdftotext (text-layer PDF).
  nancy · 9/13/2026, 11:36:54 AM Status: done → done (Box 1 $100,797.95 | Box 2 fed w/h $13,520.90 | Box 3 SS wages $111,360.13 | Box 4 SS tax $6,904.33 | Box 5 Medicare wages $111,360.13 | Box 6 Medicare tax $1,614.72 | Box 12a DD $26,141.06 | Box 12b UCRP $10,562.18 | CA wages $100,797.95 | CA state tax $3,091.49 | source: Henda W-2 2025 PYW225S_EE.pdf)
  nancy · 9/13/2026, 11:36:54 AM Box 1 $100,797.95 | Box 2 fed w/h $13,520.90 | Box 3 SS wages $111,360.13 | Box 4 SS tax $6,904.33 | Box 5 Medicare wages $111,360.13 | Box 6 Medicare tax $1,614.72 | Box 12a DD $26,141.06 | Box 12b UCRP $10,562.18 | CA wages $100,797.95 | CA state tax $3,091.49 | source: Henda W-2 2025 PYW225S_EE.pdf
  nancy · 9/13/2026, 11:36:45 AM Progress: 0% → 100%
  nancy · 9/13/2026, 11:35:45 AM Task created
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  done 100%
  
  nancy · 9/13/2026, 11:37:47 AM Status: done → done (Box 1 student loan interest = $0.00 (Aidvantage 1098-E 2025, EIN 52-1198289). Source: aidvantage lynn student loan 2025.pdf — letter dated 03/22/2026 confirming $0 interest paid in 2025.)
  nancy · 9/13/2026, 11:37:47 AM Box 1 student loan interest = $0.00 (Aidvantage 1098-E 2025, EIN 52-1198289). Source: aidvantage lynn student loan 2025.pdf — letter dated 03/22/2026 confirming $0 interest paid in 2025.
  nancy · 9/13/2026, 11:37:36 AM Progress: 0% → 100%
  nancy · 9/13/2026, 11:35:55 AM Task created
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  done 100%
  
  nancy · 9/13/2026, 11:52:33 AM Status: done → done (EIN 94-3322844 | Box 1 wages $48,530.25 | Box 2 fed w/h $9,666.75 | Box 3 SS wages $48,815.25 | Box 4 SS tax $3,026.55 | Box 5 Medicare wages $48,815.25 | Box 6 Medicare tax $707.82 | Box 12a $1,849.98 (code unclear from OCR — likely DD/employer health) | Box 12d AA $380.00 | Box 14 DD $285.00 | CA state wages $50,380.23 | CA state tax $4,211.69 | Source: W-2 RingCentral 2025 Morsy.pdf + overflow page 2 (OCR'd). NOTE: This is a SECOND W-2 — must aggregate with Vonage W-2 on 1040 Line 1a.)
  nancy · 9/13/2026, 11:52:33 AM EIN 94-3322844 | Box 1 wages $48,530.25 | Box 2 fed w/h $9,666.75 | Box 3 SS wages $48,815.25 | Box 4 SS tax $3,026.55 | Box 5 Medicare wages $48,815.25 | Box 6 Medicare tax $707.82 | Box 12a $1,849.98 (code unclear from OCR — likely DD/employer health) | Box 12d AA $380.00 | Box 14 DD $285.00 | CA state wages $50,380.23 | CA state tax $4,211.69 | Source: W-2 RingCentral 2025 Morsy.pdf + overflow page 2 (OCR'd). NOTE: This is a SECOND W-2 — must aggregate with Vonage W-2 on 1040 Line 1a.
  nancy · 9/13/2026, 11:52:23 AM Progress: 0% → 100%
  nancy · 9/13/2026, 11:51:48 AM Task created
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  done 100%
  
  nancy · 9/13/2026, 11:52:54 AM Status: done → done (RingCentral 1095-C for Morsy 2025. EIN 94-3322844, 20 Davis Dr Belmont CA 94002. Code 1H/2A Jan-Oct, 1A/2C Nov. Source: RingCentral 1095-C 2025 Morsy.pdf. Informational only — keep for records.)
  nancy · 9/13/2026, 11:52:54 AM RingCentral 1095-C for Morsy 2025. EIN 94-3322844, 20 Davis Dr Belmont CA 94002. Code 1H/2A Jan-Oct, 1A/2C Nov. Source: RingCentral 1095-C 2025 Morsy.pdf. Informational only — keep for records.
  nancy · 9/13/2026, 11:52:44 AM Progress: 0% → 100%
  nancy · 9/13/2026, 11:51:57 AM Task created
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  ongoing 0%
  
  nancy · 9/13/2026, 12:00:38 PM Status: not_started → ongoing (Per Morsy 2026-09-13: document itself says 'Important! Save this statement for tax purposes.' Keeping as ongoing, not done — pending Morsy decision on whether it actually affects 2025 return (e.g., medical expense itemized deduction Schedule A). File: /Users/morsy/My Drive.../Guardian dental predetermination 2026-01-30 RingCentral plan.pdf. Plan #00493712, claim #16932302700, provider Matthew Young 1/30/2026.)
  nancy · 9/13/2026, 12:00:38 PM Per Morsy 2026-09-13: document itself says 'Important! Save this statement for tax purposes.' Keeping as ongoing, not done — pending Morsy decision on whether it actually affects 2025 return (e.g., medical expense itemized deduction Schedule A). File: /Users/morsy/My Drive.../Guardian dental predetermination 2026-01-30 RingCentral plan.pdf. Plan #00493712, claim #16932302700, provider Matthew Young 1/30/2026.
  nancy · 9/13/2026, 12:00:26 PM Task created
- 💰
  
  done 100%
  
  nancy · 9/13/2026, 11:11:55 PM 2026-09-13 Morsy confirmation: rollover completed before year-end 2025. Code G stands. $0 taxable, no 10% penalty. Report gross $41,237.18 on 1040 Line 5a, offset on Line 6 (rollover adjustment).
  nancy · 9/13/2026, 11:10:50 PM ACTION: Morsy should confirm with ADP that the rollover check was received and deposited. If not, file 2025 return with a default taxable distribution + 10% penalty (~ $12K extra tax) and amend if rollover completes within the 60-day window.
  nancy · 9/13/2026, 11:10:36 PM 2026-09-13 EMAIL EVIDENCE: Fidelity workplace savings plan (Vonage 401k) sent rollover/withdrawal notification on 2025-12-08 (confirmation #2534217053399). ADP plan #421618 reminders sent 2025-12-09 and 2025-12-22 asking user to mail distribution check + Rollover Request Form to ADP NJ CRS, P.O. Box 13399, Newark NJ 07101-3399. Check delivery date unknown — if received before mid-Feb 2026 (60-day rollover window), Code G still applies. If missed, the $41,237.18 becomes a taxable early distribution + 10% penalty.
  nancy · 9/13/2026, 11:05:37 PM 2026-09-13 Morsy clarification: $41,237.18 was a rollover from Vonage 401(k) to ADP (his IRA) when he started with RingCentral. Standard job-change rollover. Code G correct. No tax impact. Report gross on 1040 Line 5a, offset on Line 6.
  nancy · 9/13/2026, 11:03:35 PM Status: done → done (2026-09-13: 1099-R from Vonage 401(k) plan via Fidelity Institutional. Gross distribution $41,237.18, taxable $0 (code G = direct rollover to IRA or other qualified plan), fed w/h $0, state w/h $0 (CA). Report on 1040 Line 5a (gross $41,237.18) with offset on Line 6 (rollover). Net taxable = $0. Already in /us revenues 2025/.)
🧮
not started 25% Due: 2026-10-10
- nancy · 9/7/2026, 6:47:02 PM Task created
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  not started 0% Due: 2026-10-12
  
  nancy · 9/7/2026, 6:47:15 PM Task created
- 📋
  
  done 100% Due: 2026-10-08
  
  nancy · 9/7/2026, 6:47:24 PM Status: not_started → done (Henda W-2 + 1095-C + Form 4868 + Airvantage 1098-E (/bin/bash) already on Drive — Sched C base ready)
  nancy · 9/7/2026, 6:47:24 PM Henda W-2 + 1095-C + Form 4868 + Airvantage 1098-E (/bin/bash) already on Drive — Sched C base ready
  nancy · 9/7/2026, 6:47:15 PM Task created
- 🏠
  
  not started 0% Due: 2026-10-09
  
  nancy · 9/7/2026, 6:47:15 PM Task created
- 🇫🇷
  
  blocked 0% Due: 2026-10-13
  
  nancy · 9/7/2026, 6:47:24 PM Status: not_started → blocked (French avis d'imposition 2025 not yet issued — expected Aug-Sep 2026)
  nancy · 9/7/2026, 6:47:24 PM French avis d'imposition 2025 not yet issued — expected Aug-Sep 2026
  nancy · 9/7/2026, 6:47:16 PM Task created
🚀
not started 0% Due: 2026-10-15
- nancy · 9/7/2026, 6:47:02 PM Task created
- 🇺🇸
  
  not started 0% Due: 2026-10-15
  
  nancy · 9/7/2026, 6:47:16 PM Task created
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  not started 0% Due: 2026-10-15
  
  nancy · 9/7/2026, 6:47:16 PM Task created
- 📦
  
  not started 0% Due: 2026-10-31
  
  nancy · 9/7/2026, 6:47:17 PM Task created

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📑 2025 US Tax Return (MFJ, Oct 15 2026)

Gather all 2025 income + deduction documents

Build 1040 + Schedules on HRBlock

File federal + CA + FBAR + pay any owed tax

Initiatives & Tasks

not started (8)

Build 1040 + Schedules on HRBlock

File federal + CA + FBAR + pay any owed tax

Fidelity / BMO 1099-INT / DIV / B for 2025 + FBAR accounts list

File FBAR (FinCEN 114) — auto-extended to Oct 31, 2026 via Form 4868

Build Schedule E (3565 Market St US rental + 3 FR rentals)

E-file federal 1040 + pay any balance due

E-file CA 540 + pay any balance due (deadline same as fed)

Archive filed copies + update MEMORY.md + close cron watchdog

analyzing (0)

ongoing (11)

2025 US Tax Return (MFJ, Oct 15 2026)

Gather all 2025 income + deduction documents

3565 Market St P&L for 2025 (income + all expenses)

Lynn W-2 2025 (OFA employer)

Specialized EMTB 1099-NECs 2025 (Harmonic + Argoid + any new)

Fidelity 1099-INT/DIV/B 2025 + year-end statement

BMO 2025 statements (no 1099 forms per 2024 pattern)

HELOC 2025 statement + interest (if any)

French 2025 property revenues itemized list (analog to US Tax 09_2025 .xlsx)

FBAR 2025 accounts list (foreign bank accts — Morsy + Henda)

Morsy Guardian dental claim 2026-01-30 (RingCentral plan) — 'Save for tax purposes' per doc

done (19)

Morsy 2025 W-2 (Vonage) — pull from HR portal

Airbnb 1099-K + HOST Act decision for 3565 Market St

1099-NEC for Specialized EMTB (Argoid + Harmonic)

1098 FirstTech mortgage interest 2025

Build Schedule C (Specialized EMTB + Uber dropped)

Airbnb 1099-K 2025 (gross payments, Box 1a)

Uber 1099-K + annual summary 2025 (or confirm zero if not driving)

Lyft 1099-K 2025 (or confirm zero)

Vonage 1095-C 2025 (employer health coverage for Morsy)

San Francisco property tax bill + payment receipt 2025

FirstTech 1098 mortgage interest 2025 + monthly statements

American Home Shield 2025 receipts (NOT just the 2024 receipt on Drive)

PGE + SFPUC 2025 utility statements (Sched E utilities)

Henda Form 1095-C 2025 (UC employer health coverage)

Henda W-2 2025 (University of California)

Morsy student loan 1098-E 2025 (Aidvantage)

Morsy W-2 RingCentral 2025 (second employer)

RingCentral 1095-C 2025 Morsy

Vonage 401(k) Form 1099-R 2025 (direct rollover = code G, /bin/bash taxable)

blocked (1)

Build Form 1116 (FTC) — BLOCKED on French avis d'imposition 2025